All Journals

Language Teaching Research Quarterly

European Journal of Studies in Management and Business

International Journal of Behavior Studies in Organizations

Studies in Educational Management

New Challenges in Accounting and Finance

Language Testing in Focus: An International Journal

Marketing and Branding Research

Individual Differences in Language Education: An International Journal 

Feedback Research in Second Language 

Management Issues in Healthcare System

Language Teacher Education Research

Artificial Intelligence Knowledge Development

<p style="text-align:justify;">The purpose of this report is to present the necessity of proceeding to new&nbsp;reforms in bank regulation and to increase the stability and risk sensitivity&nbsp;of the capital base under applying the Standardised Credit Risk Assessment&nbsp;Approach (SCRA) in banks. The dynamics in the bank regulation and supervision&nbsp;of credit risk assessment approaches are explored. In the paper, a thorough&nbsp;theoretical-methodological and historical-logical analysis was made of the&nbsp;evolution of the development and chronology of the global regulatory frameworks&nbsp;for banks - Basel 1, Basel 2 and Basel 3. The contemporary projections and&nbsp;challenges for the banks' management under the new regulatory and institutional&nbsp;changes are presented. The SCRA is a positive asset in bank capital regulation&nbsp;in contemporary banking. The revisions to the regulatory framework – Basel 3 by is a long continuous process influenced by numerous economic, social and&nbsp;political factors. The preparation of the Bulgarian banking system for a new&nbsp;reform of financial regulation is analyzed. The need for adoption of a new&nbsp;risk-based approach for capital assessment and the importance of transparency&nbsp;in bank financial reporting is proved.</p>

The New Approach for Risk Regulation in Banks

Original Research 

NCAF.2020.03.01.xml